Home Loans
Not all home loans are structured the same.
Whether you’re refinancing, purchasing or building, the structure of your lending matters just as much as the rate.
A Structured Approach to Home Lending
Many home loans are arranged around speed or price.
We approach lending differently.
Every decision is made with:
• Future borrowing capacity in mind
• Clear separation of loan splits
• Consideration for investment or build plans
• Long-term flexibility
Home loans are not transactional approvals.
If you’re considering purchasing — start the conversation.
How much could you borrow?
Frequently Asked Questions
-
Fixed loans offer certainty for a set period. Variable loans provide flexibility and potential rate movement.
-
Some lenders allow borrowing up to 90% of property value without LMI, subject to assessment.
-
Yes — subject to valuation and serviceability. Structure is important.
-
We do not charge a fee for standard home loan services.
Matched Finance is paid by the lender once your loan settles. This is a commission built into the lender’s product pricing and does not increase your interest rate.
If a scenario falls outside standard residential lending and a fee were ever applicable, this would be discussed clearly and agreed upfront.
Our focus is on structuring lending correctly — not adding unnecessary costs.
Home Loans in Perth, Structured Properly
Matched Finance provides home loan solutions across Perth, including owner-occupied lending, refinancing, investment property finance and construction loans.
We work with a wide panel of lenders and structure each loan with long-term positioning in mind — not just the immediate approval.
Whether you are refinancing your current mortgage, purchasing your next home, investing or building on land you already own, the structure of your home loan matters.
Our approach considers equity, borrowing capacity and future plans from the beginning — ensuring your lending supports what comes next.