Homes. Loans. Perfectly Matched.

We specialise in refinancing, restructuring and self-employed lending — helping you get a better rate, unlock equity and build a finance strategy that actually works.

Our Core Expertise

  • Home Loans

    Buying a first or second home? With over 40 lenders on our panel we can get the best deal and turn arounds under 24 hours.

  • Refinancing to a Better Rate

    We review your current loan, renegotiate with lenders and restructure your lending to save money, increase flexibility and improve long-term strategy.

  • Self-Employed & Alt-Doc Home Loans

    Clear, flexible lending for business owners, contractors and complex income situations — built around how you actually earn.

  • Equity Release & Restructuring

    Unlock usable equity for renovations, upgrades or investment, while keeping your lending efficient, safe and future-proof.

Why Matched Finance?

Most brokers compare lenders.

We build a finance strategy that matches your income, structure, future plans and property goals.

We specialise in:

  • Self-employed income structures

  • Alt-doc lending options

  • Company/Trust/Contractor setups

  • Refinancing into smarter splits

  • Fixing poor loan structures

  • Unlocking equity without restricting future moves

Loan Review & Refinance

The wrong loan structure costs thousands.
We review your existing lending, compare better options and build a refinancing plan tailored to your income, goals and future property decisions.

  • Lower your rate

  • Improve cash flow

  • Remove or reduce LMI

  • Shorten / extend loan terms strategically

  • Move away from poor structures

  • Access equity without over-leveraging

Get a Free Loan Review

Self-Employed & Alt-Doc Lending

Your income doesn’t fit the PAYG box — and your loan shouldn’t either.


We help self-employed borrowers qualify using the right policy, documentation and lender strategy.

Flexible Income Assessment

Use BAS, accountant letters, add-backs, dividends, distributions and retained profits.

Loans with ABN Under 2 Years

Specialist lenders who understand early-stage businesses.

Clear Borrowing Power Strategy

Know exactly what you can buy or refinance before making decisions.

Check My Self-Employed Options

Simple, transparent, strategic.

1. Review your current loans

We analyse rates, structure, lending policy and opportunities.

2. Build your finance strategy

Self-employed income, equity release, refinancing — matched to your goals.

3. We work for you

Unlike banks, we're on your side — committed to finding the best deal for you, not the lender.

Lets Chat

Got Questions?

We’ve got answers

  • Choosing Matched Finance over going directly to a bank gives you the upper hand with access to over 35 lenders, ensuring we find you a competitive rate that's tailored perfectly to your financial needs, without any additional cost.

  • Rates constantly vary and are dependent on each individuals circumstances, But as we have access to the best lenders in Australia we can assure the best rate!

  • We have a wide variety of products, with some starting as low as a 2% deposit required and very competitive rates.

Our lender panel

  • Virgin logo on a red background
  • AMP bank
  • Westpac
  • Wave Money logo
  • UniBank logo
  • Ubank logo
  • Suncorp logo
  • St George Logo
  • Resimac logo
  • RedZed logo
  • Peppermoney Logo
  • Paramount logo
  • P&N bank logo
  • ORDE Financial logo
  • Oak Capital logo
  • NAB logo
  • MyState Logo
  • Mortgage Mart Logo
  • EzyMortgage Logo
  • MEBank logo
  • Macquarie logo
  • Liberty Logo
  • La Trobe Financial logo
  • Keystart logo
  • Judobank logo
  • ING Direct logo
  • Heritage Bank Logo
  • Logo with "HEJAZ" and palm tree design
  • Great Southern Bank logo
  • Granite Home Loans logo
  • GoFlexi Logo
  • GoEdge Logo
  • GoBeyond Logo
  • Firstmac Logo
  • Commonwealth Bank logo
  • Bluestone Home Loans logo
  • Beyond Bank Australia logo
  • Orange Bankwest logo
  • BetterChoice Homeloans
  • Bank of china homeloans
  • Auswide bank logo
  • Australian Military Bank Logo
  • Australian Financial Logo
  • Athena Home Loans logo
  • ANZ Bank logo in blue