Homes. Loans. Perfectly Matched.
We specialise in refinancing, restructuring and self-employed lending — helping you get a better rate, unlock equity and build a finance strategy that actually works.
Our Core Expertise
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Home Loans
Buying a first or second home? With over 40 lenders on our panel we can get the best deal and turn arounds under 24 hours.
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Refinancing to a Better Rate
We review your current loan, renegotiate with lenders and restructure your lending to save money, increase flexibility and improve long-term strategy.
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Self-Employed & Alt-Doc Home Loans
Clear, flexible lending for business owners, contractors and complex income situations — built around how you actually earn.
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Equity Release & Restructuring
Unlock usable equity for renovations, upgrades or investment, while keeping your lending efficient, safe and future-proof.
Why Matched Finance?
Most brokers compare lenders.
We build a finance strategy that matches your income, structure, future plans and property goals.
We specialise in:
Self-employed income structures
Alt-doc lending options
Company/Trust/Contractor setups
Refinancing into smarter splits
Fixing poor loan structures
Unlocking equity without restricting future moves
Loan Review & Refinance
The wrong loan structure costs thousands.
We review your existing lending, compare better options and build a refinancing plan tailored to your income, goals and future property decisions.
Lower your rate
Improve cash flow
Remove or reduce LMI
Shorten / extend loan terms strategically
Move away from poor structures
Access equity without over-leveraging
Self-Employed & Alt-Doc Lending
Your income doesn’t fit the PAYG box — and your loan shouldn’t either.
We help self-employed borrowers qualify using the right policy, documentation and lender strategy.
Flexible Income Assessment
Use BAS, accountant letters, add-backs, dividends, distributions and retained profits.
Loans with ABN Under 2 Years
Specialist lenders who understand early-stage businesses.
Clear Borrowing Power Strategy
Know exactly what you can buy or refinance before making decisions.
Simple, transparent, strategic.
1. Review your current loans
We analyse rates, structure, lending policy and opportunities.
2. Build your finance strategy
Self-employed income, equity release, refinancing — matched to your goals.
3. We work for you
Unlike banks, we're on your side — committed to finding the best deal for you, not the lender.
Lets Chat
Got Questions?
We’ve got answers
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Choosing Matched Finance over going directly to a bank gives you the upper hand with access to over 35 lenders, ensuring we find you a competitive rate that's tailored perfectly to your financial needs, without any additional cost.
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Rates constantly vary and are dependent on each individuals circumstances, But as we have access to the best lenders in Australia we can assure the best rate!
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We have a wide variety of products, with some starting as low as a 2% deposit required and very competitive rates.
Our lender panel






























